:root {
  --bg: #f6f4f0;
  --bg-elevated: #fffcf7;
  --ink: #1f2a26;
  --ink-soft: #4a5752;
  --muted: #6d7873;
  --line: #d9d4cb;
  --accent: #3d4f4a;
  --accent-hover: #2f3d39;
  --accent-soft: #c8d5c8;
  --sand: #e8e2d6;
  --warn: #8a3b2d;
  --ok: #2f5d45;
  --shadow: 0 18px 40px rgba(31, 42, 38, 0.08);
  --radius: 14px;
  --font-display: "Newsreader", Georgia, serif;
  --font-body: "Instrument Sans", "Segoe UI", sans-serif;
  --shell: min(1120px, calc(100% - 2.5rem));
  --header-h: 4.25rem;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background:
    radial-gradient(1200px 500px at 10% -10%, rgba(200, 213, 200, 0.45), transparent 60%),
    radial-gradient(900px 420px at 100% 0%, rgba(232, 226, 214, 0.7), transparent 55%),
    linear-gradient(180deg, #f8f6f2 0%, var(--bg) 40%, #f3f0ea 100%);
  line-height: 1.65;
  min-height: 100vh;
}

img {
  max-width: 100%;
  display: block;
  height: auto;
}

a {
  color: var(--accent);
  text-decoration-thickness: 1px;
  text-underline-offset: 0.18em;
}

a:hover {
  color: var(--accent-hover);
}

h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 600;
  line-height: 1.15;
  letter-spacing: -0.02em;
  color: var(--ink);
}

p {
  margin: 0 0 1rem;
}

ul {
  margin: 0 0 1rem;
  padding-left: 1.2rem;
}

.shell {
  width: var(--shell);
  margin-inline: auto;
}

.skip-link {
  position: absolute;
  left: 1rem;
  top: -4rem;
  background: var(--ink);
  color: #fff;
  padding: 0.6rem 1rem;
  z-index: 1000;
}

.skip-link:focus {
  top: 1rem;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  backdrop-filter: blur(12px);
  background: rgba(246, 244, 240, 0.86);
  border-bottom: 1px solid rgba(217, 212, 203, 0.7);
}

.header-inner {
  min-height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.brand {
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 600;
  color: var(--ink);
  text-decoration: none;
}

.site-nav ul {
  list-style: none;
  display: flex;
  align-items: center;
  gap: 1.1rem;
  margin: 0;
  padding: 0;
}

.site-nav a {
  color: var(--ink-soft);
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 500;
}

.site-nav a:hover {
  color: var(--ink);
}

.nav-cta {
  display: inline-flex;
  align-items: center;
  padding: 0.55rem 0.95rem;
  border-radius: 999px;
  background: var(--accent);
  color: #f7f4ee !important;
}

.nav-cta:hover {
  background: var(--accent-hover);
}

.nav-toggle {
  display: none;
  border: 1px solid var(--line);
  background: var(--bg-elevated);
  border-radius: 999px;
  padding: 0.45rem 0.9rem;
  font: inherit;
  color: var(--ink);
  cursor: pointer;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  border: 1px solid transparent;
  border-radius: 999px;
  padding: 0.8rem 1.35rem;
  font: inherit;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  transition: transform 0.2s ease, background 0.2s ease, border-color 0.2s ease;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-primary {
  background: var(--accent);
  color: #f7f4ee;
}

.btn-primary:hover {
  background: var(--accent-hover);
  color: #fff;
}

.btn-secondary {
  background: transparent;
  border-color: var(--line);
  color: var(--ink);
}

.btn-secondary:hover {
  border-color: var(--accent);
  color: var(--accent);
}

.hero {
  padding: 4.5rem 0 3.5rem;
  position: relative;
  overflow: hidden;
}

.hero-home {
  display: grid;
  gap: 2.5rem;
  align-items: end;
}

.hero-home .hero-copy {
  max-width: 34rem;
  animation: rise 0.8s ease both;
}

.hero-kicker {
  font-size: 0.85rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 1rem;
  font-weight: 600;
}

.hero h1 {
  font-size: clamp(2.4rem, 5vw, 4rem);
  margin: 0 0 1rem;
}

.hero-lead {
  font-size: 1.125rem;
  color: var(--ink-soft);
  max-width: 32rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.75rem;
}

.hero-visual {
  border-radius: var(--radius);
  overflow: hidden;
  min-height: 280px;
  box-shadow: var(--shadow);
  animation: fade-in 1s ease 0.15s both;
}

.hero-visual img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  min-height: 320px;
}

.page-hero {
  padding: 3.5rem 0 2rem;
}

.page-hero h1 {
  font-size: clamp(2rem, 4vw, 3.2rem);
  margin: 0 0 0.85rem;
}

.page-hero p {
  color: var(--ink-soft);
  max-width: 40rem;
  font-size: 1.05rem;
}

.section {
  padding: 3.5rem 0;
}

.section- Tight {
  padding: 2rem 0 3.5rem;
}

.section-head {
  max-width: 38rem;
  margin-bottom: 2rem;
}

.section-head h2 {
  font-size: clamp(1.7rem, 3vw, 2.4rem);
  margin: 0 0 0.75rem;
}

.section-head p {
  color: var(--ink-soft);
}

.split {
  display: grid;
  gap: 2rem;
  align-items: center;
}

@media (min-width: 900px) {
  .hero-home {
    grid-template-columns: 1.05fr 0.95fr;
  }

  .split-2 {
    grid-template-columns: 1fr 1fr;
  }

  .split-3 {
    grid-template-columns: repeat(3, 1fr);
  }

  .offer-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-grid {
    grid-template-columns: 1.4fr 1fr 1fr 1fr;
  }
}

.offer-grid,
.blog-grid,
.review-grid,
.fee-list {
  display: grid;
  gap: 1.25rem;
}

.offer-item,
.blog-item,
.story-panel,
.fee-item,
.content-panel {
  background: rgba(255, 252, 247, 0.72);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.35rem;
}

.offer-item img,
.blog-item img,
.detail-hero img {
  width: 100%;
  aspect-ratio: 16 / 10;
  object-fit: cover;
  border-radius: 10px;
  margin-bottom: 1rem;
}

.offer-item h3,
.blog-item h3,
.fee-item h3 {
  margin: 0 0 0.5rem;
  font-size: 1.35rem;
}

.meta {
  color: var(--muted);
  font-size: 0.9rem;
  margin-bottom: 0.65rem;
}

.quote {
  font-family: var(--font-display);
  font-size: 1.25rem;
  line-height: 1.4;
  margin-bottom: 1rem;
}

.quote-meta {
  color: var(--muted);
  font-size: 0.92rem;
}

.prose {
  max-width: 42rem;
}

.prose h2 {
  margin-top: 2rem;
  font-size: 1.6rem;
}

.prose h3 {
  margin-top: 1.5rem;
  font-size: 1.25rem;
}

.checklist {
  list-style: none;
  padding: 0;
}

.checklist li {
  position: relative;
  padding-left: 1.4rem;
  margin-bottom: 0.55rem;
}

.checklist li::before {
  content: "";
  width: 0.45rem;
  height: 0.45rem;
  border-radius: 50%;
  background: var(--accent-soft);
  position: absolute;
  left: 0;
  top: 0.55rem;
}

.steps {
  counter-reset: step;
  list-style: none;
  padding: 0;
  display: grid;
  gap: 1rem;
}

.steps li {
  counter-increment: step;
  background: rgba(255, 252, 247, 0.72);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.2rem 1.2rem 1.2rem 3.4rem;
  position: relative;
}

.steps li::before {
  content: counter(step);
  position: absolute;
  left: 1rem;
  top: 1.15rem;
  width: 1.7rem;
  height: 1.7rem;
  border-radius: 50%;
  background: var(--sand);
  color: var(--ink);
  display: grid;
  place-items: center;
  font-size: 0.85rem;
  font-weight: 700;
}

.table-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--bg-elevated);
}

table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.95rem;
}

th, td {
  text-align: left;
  padding: 0.85rem 1rem;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}

th {
  background: rgba(232, 226, 214, 0.55);
  font-weight: 600;
}

.form {
  display: grid;
  gap: 1rem;
  max-width: 36rem;
}

.form-row {
  display: grid;
  gap: 0.35rem;
}

label {
  font-weight: 600;
  font-size: 0.95rem;
}

input,
select,
textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 0.75rem 0.9rem;
  font: inherit;
  background: var(--bg-elevated);
  color: var(--ink);
}

input:focus,
select:focus,
textarea:focus {
  outline: 2px solid var(--accent-soft);
  border-color: var(--accent);
}

.field-error {
  color: var(--warn);
  font-size: 0.88rem;
  min-height: 1.1em;
}

.form-status {
  padding: 0.85rem 1rem;
  border-radius: 10px;
  margin-top: 0.5rem;
}

.form-status.is-success {
  background: rgba(47, 93, 69, 0.12);
  color: var(--ok);
}

.form-status.is-error {
  background: rgba(138, 59, 45, 0.12);
  color: var(--warn);
}

.contact-details {
  background: rgba(255, 252, 247, 0.72);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.4rem;
}

.site-footer {
  margin-top: 3rem;
  border-top: 1px solid var(--line);
  background: rgba(255, 252, 247, 0.55);
  padding: 3rem 0 1.5rem;
}

.footer-grid {
  display: grid;
  gap: 1.75rem;
}

.footer-brand {
  font-family: var(--font-display);
  font-size: 1.35rem;
  margin-bottom: 0.5rem;
}

.footer-note,
.footer-base,
.site-footer p {
  color: var(--ink-soft);
}

.footer-label {
  font-size: 0.8rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--muted);
  margin-bottom: 0.55rem;
}

.footer-links {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-links li {
  margin-bottom: 0.35rem;
}

.footer-base {
  margin-top: 2rem;
  padding-top: 1rem;
  border-top: 1px solid var(--line);
  font-size: 0.9rem;
}

.cookie-banner {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 80;
  background: rgba(31, 42, 38, 0.96);
  color: #f3f0ea;
  padding: 1rem 0;
  box-shadow: 0 -10px 30px rgba(0, 0, 0, 0.18);
}

.cookie-inner {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
  justify-content: space-between;
}

.cookie-banner a {
  color: #d7e4d7;
}

.cookie-banner p {
  margin: 0;
  max-width: 46rem;
}

.cookie-actions {
  display: flex;
  gap: 0.6rem;
}

.cookie-banner .btn-secondary {
  color: #f3f0ea;
  border-color: rgba(243, 240, 234, 0.35);
}

.cookie-banner .btn-primary {
  background: var(--accent-soft);
  color: var(--ink);
}

.script-error {
  margin: 0;
  padding: 0.75rem 1rem;
  background: #f6e4df;
  color: var(--warn);
}

.band {
  background: linear-gradient(135deg, rgba(200, 213, 200, 0.35), rgba(232, 226, 214, 0.55));
  border-block: 1px solid var(--line);
}

.cta-band {
  padding: 3rem 0;
  text-align: left;
}

.cta-band h2 {
  margin: 0 0 0.75rem;
}

.cta-band p {
  color: var(--ink-soft);
  max-width: 34rem;
}

.detail-hero {
  margin-bottom: 2rem;
}

.legal-list li {
  margin-bottom: 0.5rem;
}

@keyframes rise {
  from {
    opacity: 0;
    transform: translateY(16px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes fade-in {
  from { opacity: 0; }
  to { opacity: 1; }
}

@media (max-width: 899px) {
  .nav-toggle {
    display: inline-flex;
  }

  .site-nav {
    position: absolute;
    top: var(--header-h);
    left: 0;
    right: 0;
    background: rgba(246, 244, 240, 0.98);
    border-bottom: 1px solid var(--line);
    display: none;
    padding: 0.75rem 1.25rem 1.25rem;
  }

  .site-nav.is-open {
    display: block;
  }

  .site-nav ul {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero {
    padding-top: 3rem;
  }

  .cookie-inner {
    flex-direction: column;
    align-items: stretch;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation: none !important;
    transition: none !important;
    scroll-behavior: auto !important;
  }
}